a financial institution the subsidiary undertakings of which are either exclusively or mainly credit institutions or financial institutions,one at least of such subsidiaries being a credit institution, a company which holds a majority of the shares in another company referred to as subsidiary; or is a member of it and has the right to appoint or remove a majority of its board of directors; or is a m, only those companies the sole object of which is to acquire holdings in other undertakings, and to manage such holdings and turn them to profit, without involving themselves directly or indirectly in , finantseerimisasutus, kelle tütarettevõtjatest vähemalt üks on krediidiasutus ja ülejäänud tütarettevõtjad või enamik neist on kas krediidi- või finantseerimisasutused või abiettevõtjad