higher-purchase agreement - a form of consumer credit, being a contract to hire an article with the right to buy it, i.e., become its owner only when the last instalment has been paid. Until then the , liising - tehing, mille puhul pank vm ostab vara ja rendib selle kliendile, liising - vara rentimine (üürimine) teisele isikule kasutamiseks koos potentsiaalse omandiõiguse üleandmisega, ka pangateenusena