defined benefit - a pension benefit that is determined in accordance with a formula, defined benefit pension plan - a type of registered pension plan which promises a certain level of pension usually based on the employee's earnings and years of service, defined benefit scheme - a scheme in which the benefits are defined in advance and the contributions are adjusted as required to secure the benefits. Most statutory social insurance schemes are define, fikseeritud hüvitisega kindlustusskeem - skeem, milles hüvitise suurus on ette kindlaks määratud ja sissemaksed kohandatakse nii, et hüvitise maksmine oleks tagatud. Fikseeritud hüvitisega on enamik k