that part of the capital market in which short-term financial obligations are bought and sold. These include treasury bills and other federal government securities maturing in three years or less and commercial paper, bankers' acceptances, trust company guaranteed investment certificates and other instruments with a year or less left to maturity., institutsioonid ja protseduurid, mille vahendusel levitatakse (müüakse) krediidivõimeliste laenuvõtjate poolt väljaantud lühiajalisi laenuinstrumente